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Rissa
Hi, does anyone know what bank has the lowest interest for a car or personal loan? Thx
yshimy
Checked it myself. RAK is the lowest i think it is 3.75 if you have contacts in banks, they give you very good rates.
Rissa
great, thanks for this . I kinda came to that conclusion too but didn't want to get stung! Someone also advised me to get a personal loan instead of car loan due to the dispute between ownership. do you know of any pitfalls to avoid?
yshimy
well, for sure personal loan is higher rate, but i don't know how much it is. But depends on your agreement with the bank HSBC you don't pay any extra, but you have to inform them 3 months in advance when you want to sell the car. you only pay what is remaining without charges. (or so they say) check other banks, i don't know about them. cheers
BFG-9000
HSBC are the only bank that have no early settlement fees - even within first year. Others entertain the idea if you finance your new vehicle through them.
Lorcan
do you mean RAC? I cant find anything on RAK.




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